FIXED ...
problem was in /etc/pcmcia/hostap_cs.conf !!
The ambicom card had an entry but it had commented out with the "#" the manfid row ...
I uncommented it, and commented the VERSION row.
This came with the cacko 1.22 / hotfix 1.22a installation ... I mean, I Did not comment the manfid ...
Now works like a charm...
BTW ... is there any GUI application avail for cacko 1.22 / 1.22a to search for bluetooths or transfering files, etc. (I got the phone, and all I can do is use it as a modem, but on the other side, from the phone side, I can transfer an image thru bluetooth and it gets stored in the zaurus. I am wondering how can I do the inverse)....
Cheers,
Enrique.